Write off the debt ( sole name )

Use this letter when asking your creditor if they would consider writing off your debt. You can also use our guide Review your offers to creditors.

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We're a registered charity providing free, impartial, expert debt advice to more than 100,000 people each year. We've been helping people manage their debts for over 30 years.

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National Debtline is a debt advice service run by the Money Advice Trust. The Money Advice Trust is a registered charity: no. 1099506. A company limited by guarantee Registered in England and Wales: no. 4741583. Registered office: 21 Garlick Hill, London EC4V 2AU Authorised and regulated by the Financial Conduct Authority - 618928