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Get Covered New Jersey is the state's official health insurance marketplace where individuals and families can easily shop for and buy coverage. It is the only place you can apply for financial help to lower the cost of your monthly insurance premiums and out-of-pocket costs. You can learn if you might qualify for free or low-cost health insurance through NJ FamilyCare, New Jersey’s publicly funded health insurance program.
New Jersey employers can also find information on coverage for small businesses of up to 50 employees here.
Get Covered New Jersey is a source of affordable health insurance for New Jersey residents who do not have health coverage from their employers or access to other health care programs. Financial help is available to help lower the cost of premiums and out-of-pocket costs for those who qualify. Residents can also learn at Get Covered New Jersey (abbreviated as GetCoveredNJ) if they might qualify for NJ FamilyCare, New Jersey’s publicly funded health insurance program.
To shop on GetCoveredNJ you:
Individuals who are not eligible to buy health insurance through GetCoveredNJ can still apply for other members of their household who are eligible. For example, parents who are not lawfully present can still enroll their children in health insurance through GetCoveredNJ if their children are eligible.
If you don’t have coverage or are shopping for Marketplace coverage for the first time, you can go to New Customers.
You can find trained experts to help you shop and enroll at Find Local Assistance or go to Customer Service.
You may qualify for financial help to lower the cost of your plan. When you apply for health coverage through GetCoveredNJ, you could qualify for three types of financial assistance: premium tax credits, cost-sharing reductions and New Jersey Health Plan Savings, a state subsidy offered by the state of New Jersey. Premium tax credits and the state subsidy help lower your monthly premium payments. Cost-sharing reductions help lower your out-of-pocket costs like deductibles and co-pays for doctor visits.
Due to the federal American Rescue Plan Act of 2021 and the Inflation Reduction Act of 2022, Get Covered New Jersey customers may now be eligible to receive expanded financial help. The State of New Jersey and the federal government are providing additional savings through subsidies and advance premium tax credits. This means more people now qualify for more financial help.
Visit our Financial Help page for more information.
You can enter some basic information into the shop and compare tool to receive an estimate of how much financial help you could receive. For a final determination, you will need to complete a full application and provide more detailed information about your household and income. After completing an application, you will receive official eligibility results that tell you how much financial help you qualify for.
You can apply for coverage and financial help:
Online: Apply at GetCovered.NJ.gov
In Person: Apply in person or by phone with free help from a certified assister or broker. To find a certified assister or broker in your area, go to Find Local Assistance.
By Telephone – Call our Customer Call Center. Calls are free.
By U.S. Mail - Download an application and mail to:
Get Covered New Jersey
Attn: Application
PO Box 55898
Trenton, NJ 08638
GetCoveredNJ is the only place where you can apply for financial help to lower the cost of your monthly premiums and out-of-pocket costs.
Plans and prices change every year, and new financial help became available to residents at more income levels in May 2021. That means many people who previously did not qualify for financial help may now be eligible to save on a health plan through Get Covered New Jersey. It is important to see what's new and compare. Use our shop and compare tool to see your choices for Marketplace coverage and health plans.
If you lost the financial help that you had previously, it could be one of several reasons:
More information about why your financial help changed may be found in the eligibility letter sent to you from GetCoveredNJ. You can also contact our consumer assistance center (1-833-677-1010) with any questions you may have about your coverage through GetCoveredNJ.
You will need this information for yourself and anyone in your household applying for coverage:
You should only list people in your tax household. Your tax household is all of the people who you will include on your federal income tax return for the year you receive coverage, even if they are not seeking coverage.
What is my tax household?
Tax filer + spouse + tax dependents = tax household
Follow these basic rules when including members of your household:
Your tax household includes the tax filer and spouse, if you have one, and your dependents that are included on the tax return. Generally, one’s tax dependents are their minor children or people who live with them and depend on them for support. The IRS (at irs.gov - https://www.irs.gov/publications/p501) defines who can be a tax dependent and tax professionals can assist with this determination of who is your tax dependent and should be included in your GetCoveredNJ application.
Other persons who live with you but who are not your spouse and are not your tax dependents should not be included on your GetCoveredNJ application. Anyone who files a separate tax return because they are not claimed as a tax dependent should file their own separate GetCoveredNJ application. Friends and family members who happen to live in the same house with you but are not your tax dependents, such as your working adult children, your working siblings, your parents, or your friends, should be filing their own GetCoveredNJ application. However, if you will claim any of these people as your tax dependents for the coverage year’s tax return, then they should be included in your GetCoveredNJ application.
The income you report on your application is called your Modified Adjusted Gross Income (MAGI). In general, your MAGI is the estimated adjusted gross income before tax (the income you report when you file your federal taxes) for your household plus any non-taxable Social Security, tax-exempt interest, or foreign income you have for the year for which you are applying.
For most people, a household consists of the tax filer, their spouse if they have one, and their tax dependents, including those who do not need coverage. The Marketplace counts estimated income of all tax household members (not everyone who you live with). Marketplace savings are based on your expected household income for the year you want coverage, not last year’s income. You must make your best estimate so you qualify for the right amount of savings.
Remember: Report income changes within 30 days to make sure you’re getting the right amount of Premium Tax Credit during the year. If the amount of advance credit payments you get for the year is less than the tax credit you should have received, you'll get the difference as a tax credit when you file your federal income tax return. If your advance payments for the year are more than the amount of your credit, you must repay some of the advance payments with your tax return. Learn more
The application will ask you for information about how much you earn through employment and other sources, including social security benefits, alimony, tax-exempt interest, and tax exempt foreign income. Review each question carefully on the application and provide complete details for each type of income and deduction. The application will use the information you provide to calculate an estimated income for the coverage year.
Think about whether you are expecting changes, including raises, new job or job loss, changes to other sources of income, and gaining or losing a tax dependent. If you are expecting a change in income, then you can enter that in the application instead of what the system calculates for you.
Remember to come back and update your application throughout the year if you have income or household changes to make sure you get the right amount of financial help.
You should only count your deductions from your federal income tax filing (Form 1040 Schedule 1) such as: deductible part of self-employment tax, IRA deduction for contributions if you don’t have a retirement account through your job, educator expenses if you are a teacher and personally pay for teaching supplies, alimony paid if your divorce was finalized before 1/1/19, and student loan interest deduction (note: principal payments on a student loan do NOT count as a deduction, only the interest paid can count as a deduction). Personal expenses also do NOT count as deductions. The standard deduction, itemized deductions and qualified business income deduction are also not included on your application as they are not part of your adjusted gross income. Follow the prompts in the application for this information.
Foreign earned income that was excluded from taxes must be included on your application for financial help (premium tax credits). U.S. citizens or resident aliens of the United States who lived abroad may qualify to exclude foreign earnings from income taxes up to a certain amount ($112,000 for 2022 and $120,000 for 2023). In addition, some foreign housing amounts may be excluded from taxes. Contact a tax professional if you have questions about untaxed foreign income to include in your application. Untaxed foreign income must be added to your GetCoveredNJ application when entering your income information.
Where you live can affect your eligibility for health coverage and cost-savings through GetCoveredNJ. Generally, people must live in a state to be considered residents. But if someone is living out of the state temporarily, they can still be considered a resident of the state. To qualify for coverage through GetCoveredNJ, you must have a New Jersey address that is used for tax purposes and that is considered the permanent home address where everyone on your application lives.
If you don’t agree with a Marketplace decision, you may be able to file an appeal. You generally have 90 days from the date of your Eligibility Determination Notice to ask for an appeal.
Marketplace decisions you can appeal:
You cannot file an appeal until you get the Eligibility Determination Notice. It is a letter that says your eligibility for coverage has ended or your savings have changed. The letter will also explain your appeal rights.
If you got a letter with an access code, you can access your account and current coverage information. For more information, go to Existing Marketplace Customers.
You should have received a letter or email from Get Covered New Jersey (or from noreply@getcovered.nj.gov) with an access code to log in to your new user account. If you did not receive the email, please check your spam folder. If you need additional help, you can contact Customer Service (1-833-677-1010).
Open Enrollment is the yearly period when you can enroll in health insurance. In New Jersey, Open Enrollment is November 1 to January 31. Open Enrollment is the only time during the year when you can enroll in coverage, unless you experience a major life event that qualifies you for a Special Enrollment Period, if a state-designated Special Enrollment Period is in effect, or if you qualify for NJ FamilyCare.
If you enroll by December 31, your coverage will start January 1. If you enroll in January, your coverage will start February 1. Open Enrollment ends January 31 st .
A Special Enrollment Period (SEP) is a time outside of the yearly Open Enrollment Period when you can sign up for health insurance coverage or make changes to your existing enrollment. You qualify for a SEP if you have had a qualifying life event or meet a certain income level.
The state may also designate a Special Enrollment Period in response to the needs of its residents.
A qualifying life event (QLE) is a specific event that qualifies you for a SEP. Qualifying Life Events include:
More information is available here.
If you had a qualifying life event, you should report the event, apply for health insurance, and enroll in a plan within 60 days from the event. If you or someone receiving coverage has a change in income or gains other minimum essential coverage (MEC) during the year, you should report these changes within 30 days by updating your application.
As part of its goal to advance health equity, New Jersey introduced a new Special Enrollment Period (SEP), the Expanded Access Special Enrollment Period, in 2022 that allows consumers at a certain income level to enroll throughout the year in free or nearly free coverage. Consumers with an annual income up to 200% of the Federal Poverty Level ($29,160 for an individual or $60,000 for a family of four in 2024) can qualify for a Special Enrollment Period to enroll any time of the year with access to plans with low or no monthly premium.
Consumers who qualify for this SEP will automatically be identified when they submit their application for coverage, and can begin shopping by clicking on the “Shop for Plans” button after submitting the application.
Gaining other health insurance coverage (such as Medicare, employer coverage, etc.) should be reported the month before their new coverage begins by updating your application to avoid a gap in coverage for other household members. Some household enrollees may need to select a new health plan if the head of household is gaining other coverage.
You must live in New Jersey to be eligible for coverage through GetCoveredNJ. If you move to the state of New Jersey, you can apply for coverage and if eligible, enroll through a Special Enrollment Period to start your new coverage when your other coverage ends. You should enroll in a plan where you reside and file taxes.
Generally, if you are enrolled or eligible for other minimum essential coverage, you will not qualify to get financial help from Get Covered New Jersey.
Yes. You can get free help to find a health insurance plan that’s right for you. GetCoveredNJ has a network of trained professionals who can help people with enrollment for free. Call our Customer Call Center or find a certified assister or broker in your area who can guide you through the application.
All plans sold on GetCoveredNJ have met the high standards of GetCoveredNJ, the New Jersey Department of Banking and Insurance (DOBI), and the requirements of the Affordable Care Act. Each plan sold on GetCoveredNJ covers essential health benefits (EHBs). The amount you pay for these services varies by plan. These benefits include:
Some routine and preventive care is required to be free to you. This includes certain vaccinations (shots) and child well visits.
No. A pre-existing condition will not keep you from getting health coverage. An insurance company can’t turn you down or charge you more because of your condition. Once you have insurance, the plan can’t refuse to cover treatment for pre-existing conditions.
It depends. Each insurance company has a network of doctors in each plan. Plans do not provide coverage for doctors who are not in their network. You can find if a doctor is in the plan you want to buy when you compare plans on GetCoveredNJ .
Plans in the Marketplace are in “metal” categories: Bronze, Silver, Gold, and Platinum. Metal categories are based on how you and your plan split the costs of your health care. There are also Catastrophic health plans. Right now, there are no Platinum plans offered in the Marketplace.
Get Covered New Jersey is utilizing a new federal rule that permits Marketplaces to transition eligible consumers from a Bronze plan to a Silver plan upon automatic renewals. Through this affordability measure, consumers who are eligible for extra savings will be renewed into a Silver plan with the extra savings, called cost-sharing reductions (CSRs), with the same insurance carrier and the same coverage with a lower or equivalent premium.
Your health plan will send you a membership package. It will have enrollment materials and a health insurance card. The card is your proof of insurance. It may take a few days after you apply through GetCoveredNJ for your health plan to send your card, especially in busy times like Open Enrollment.
If you don’t get your card, call your health plan. Ask if they sent your card. Ask if your coverage is active. Health plan member services numbers are listed on their websites. Or go to this list of insurance companies and their customer service phone numbers. You can also check your health insurance coverage status under your enrollment status or call the GetCoveredNJ call center.
It depends. Under the Affordable Care Act, dental coverage is treated differently for adults and children 18 and under. Dental coverage for children is an essential health benefit. If you buy coverage for someone 18 or younger, dental coverage must be available as part of a health plan or as a stand-alone plan. You do not have to buy it.
Dental coverage for adults 19 and older is not an essential health benefit. Health insurance companies do not have to cover adult dental care. You can shop for and buy dental plans separately from your health plan at GetCoveredNJ. Compare plans and costs with the shop and compare tool.
The Affordable Care Act allows children to be added to or kept on a parent's health insurance policy until they turn 26 years old. These rules apply to job-based insurance coverage and to individual plans. Children can join or stay on a parent's plan even if they are:
If you buy an individual plan and your adult children under age 26 are your dependents for tax purposes, you can add them to your plan.
If an adult child is not a tax dependent, the adult child should fill out his or her own application to apply for a tax credit. They can choose the same plan but will be on a different policy.
Yes. New Jersey is committed to making sure health insurance is available and affordable to all residents. To help with this, the state has kept in place a requirement for New Jersey residents to have health coverage or make a shared responsibility payment during tax time, unless you qualify for an exemption.
Making sure all residents have health coverage helps make sure there are more health plans available for consumers to choose from. It makes sure premiums are affordable and comprehensive coverage is available for all who need it. Any funds the state collects from this penalty go to lowering the cost of health insurance for individuals.
Through New Jersey’s efforts to stabilize our insurance market, New Jerseyans can get needed coverage for themselves and their families. To learn more about New Jersey’s health insurance requirement and the shared responsibility payment, go to the State Treasury website.
Yes. In some cases, individuals who do not have minimum essential coverage will not have to make the shared responsibility payment. These are called “exemptions.” To learn more about applying for a hardship exemption, go to the State Treasury website. If you get a hardship exemption, you will also be able to enroll in a Catastrophic plan that has lower premiums but with higher costs for care.
Short-Term Limited Duration plans are prohibited in New Jersey. Sometimes called "skimpy" plans, they don't cover the basic services you would expect from insurance and that are required in New Jersey. Plans offered at GetCoveredNJ cover comprehensive benefits like preventive care, check-ups, prescriptions, hospitalizations, maternity care, mental health care, and more.
You may challenge coverage denials by a health insurance company. Coverage required on an emergency or urgent basis require a decision within 48 hours.
Other types of denials may also be challenged. These include utilization management (UM) denials. UM denials are refusals to pay a claim or authorize a service or supply because the insurance company determined it is:
Two other types of UM decisions that may also be challenged:
Health care providers are not allowed to “balance bill” for certain surprise services, such as in an emergency, or when an in-network provider was not available in an in-network hospital. Under state law, doctors and hospitals may not bill you above the amount of your in-network cost-sharing, including your deductible, co-pays, or co-insurance.
Report to your health plan any attempts by the out-of-network health care provider to bill you for these types of services above what you would pay for in-network care. You may also file a complaint with the New Jersey Department of Banking and Insurance online. Or call the consumer hotline at Consumer Hotline 1-800-446-7467, from 8:30 am to 5:00 pm EST Monday through Friday.
Once you’ve applied, you can learn more about how to use your coverage and update your information if you have a change during the year at After You Apply.
After you apply for and enroll in coverage, it is important that you can use it to get health care. If you have concerns regarding your Get Covered New Jersey eligibility for financial help or enrollment or believe an error may have been made, please contact the Customer Assistance Center at 1-833-677-1010.
If you believe a decision your health plan carrier made is wrong and is negatively affecting your access to medical care, you can file a complaint with the New Jersey Department of Banking and Insurance. You can file an online complaint. Or call the Consumer Hotline 1-800-446-7467, from 8:30 a.m. to 5:00 p.m. EST Monday through Friday.
If you do not have a health insurance card, contact your health plan. They may be able to tell you your member number or send you a temporary card to give your doctor or pharmacy. Here is a list of insurance companies and their customer service phone numbers.
If you get care after your coverage starts but before you get your card, you may have to pay for your care at the time of service. If you pay for covered services, you can file a claim with your health plan to get it paid back.
You pay your premium directly to your health plan. Follow their instructions for how and when to pay your premium. You may be able to pay online. Look for the “Pay Now” button in your account after you choose your plan. It is important to pay your total monthly premium to your health plan by the due date to start your coverage.
Your coverage could end if you do not pay your monthly premiums on time. If you do not get the bill from the insurance company as your due date comes close, contact your insurance company. You can make the payment via phone with your insurer. Here is a list of insurance companies and their customer service phone numbers.
You may have lost coverage for one of the following reasons:
Check your GetCoveredNJ account inbox for letters about data matching issues and subsequent eligibility determinations. If you cannot determine from your eligibility letter why you lost coverage, or have any questions, please contact the consumer assistance center (1-833-677-1010).
You can learn more about submitting documentation to resolve a Data Matching Issue at After You Apply.
Alternative Attestations for Income Data Matching Issue
Applicants may need to provide documentation for income, referred to as an Income Data Matching Issue (DMI). If you have an income DMI, you should review the list of acceptable documents in the notices received and provide those documents to verify your income. In the rare event you are unable to provide any of the other existing acceptable income documents, you may sign and submit an Attestation of Frequently Changing Monthly Income or Attestation of Other Income. There are legal and financial implications for knowingly providing inaccurate income information on the Get Covered New Jersey application. If you think this document may be what you need, you are encouraged to find free help from a certified assister, agent, or broker or call the Customer Call Center.
A Non-Employer Sponsored Insurance (ESI) Minimum Essential Coverage (MEC) data matching issue occurs when the Marketplace cannot verify your enrollment status in a government-sponsored health program. These health programs include: Medicare Parts A and B, NJ FamilyCare, Medicaid, Children’s Health Insurance Program (CHIP), Tricare, Refugee Medical Assistance, VA health care program, the Civilian Health and Medical program, or the Department of Defense Non-appropriated Fund Health Benefits Program.
If you are enrolled in any of the above coverage programs and expect to stay enrolled, then you will not be eligible for health insurance through Get Covered New Jersey.
To show proof that you are not enrolled in coverage through NJ FamilyCare (Medicaid or CHIP), submit one of the following documents:
To show proof that you are not enrolled in Medicare, provide one of the following:
If you have recently been disenrolled from any of the above programs or are losing that coverage soon, you need to submit documentation to demonstrate the loss of coverage. Acceptable documentation includes:
Form 1095-A, also called the Health Insurance Marketplace Statement, is an IRS form related to your health insurance coverage. You will receive this statement from Get Covered New Jersey if you or a household member received help paying for health insurance that you purchased through Get Covered New Jersey. Form 1095-A is needed to file your Federal Income Tax Return. It shows how many months you had health insurance coverage and the amount of Advance Premium Tax Credit (APTC) you received. You will use form 1095-A to complete Form 8962, Premium Tax Credit, to report the amount of APTC you received during the year for which you are filing taxes.
The Form 8962 will calculate if you can receive more of a tax credit or if you owe any amount back. The Advanced Premium Tax Credit is based on the amount of income on your 2023 Get Covered New Jersey application. Form 8962 will look at your final annual income, as reported on your taxes. If your income or household size changed during the year, you may owe back part of the premium tax credit or you may get more premium tax credit.
The 1095-A form does not include any state subsidy you received – called New Jersey Health Plan Savings (NJHPS) - and only includes the federal financial help received, called Advance Premium Tax Credits/APTCs. The New Jersey Health Plan Savings financial help does not get reported through the 1095-A and Form 8962 and consumers should only report the APTC amounts on the 1095-A form(s). If you include New Jersey Health Plan Savings on your Form 8962, it could result in the IRS incorrectly calculating your final APTC for the year and may result in you paying back APTC. For more information on form 1095-A, please visit Health Insurance Marketplace Statements.
Get Covered New Jersey will mail you the Form 1095-A by January 31 st after the coverage year. You may receive more than one 1095-A form if you changed plans or had other changes during the year.
If you elected to receive your Form 1095-A by paper mail, you will receive it by the beginning of February. Look for an envelope that says “Important Tax Information Enclosed” and the Get Covered New Jersey logo. You can also find your Form 1095-A in your secure account at GetCovered.NJ.gov.
If you elected to receive your Form 1095-A electronically, you can download the form from your secure mailbox in your Get Covered New Jersey account by January 31 st . After logging in to your Get Covered New Jersey account, select “My Inbox” and click on the notification titled “1095A Form for Health Plan”.
If you wish to change the settings for how you receive your 1095-A form, you can update your account at Get Covered New Jersey. The communication preferences for the 1095-A form is a separate question from the general communication preferences.
If you do not receive your Form 1095-A form shortly after January 31 st and you were enrolled in a health insurance plan through Get Covered New Jersey in the year prior, please call Get Covered New Jersey at 1-833-677-1010.
The State of New Jersey provides additional financial help to lower health insurance premiums. This state subsidy, referred to as the New Jersey Health Plan Savings, is not connected to your federal or state taxes. Do not include the New Jersey Health Plan Savings (NJHPS) on your federal tax return. The state financial help does not need to be reported with the federal Advance Premium Tax Credit (APTC) amounts. The numbers listed in Part III, Column C of the 1095-A form reflect only the federal financial help you received. Column C may be different than the total financial help you received because it does not include the state subsidy.
If you believe that the federal financial help listed is different than the APTC you received throughout the year, make sure you are reviewing all of your 1095-A forms (if you receive more than one). If you have questions, call Get Covered New Jersey at 1-833-677-1010.
You will receive one Form 1095-A for each Health Insurance Marketplace plan that you or members of your household enrolled in through Get Covered New Jersey during the year. Additionally, you will also receive more than one Form 1095-A for the following reasons:
Note: If you or members of your household were enrolled in coverage in different states during the coverage year, you will receive a Form 1095-A from each state’s Health Insurance Marketplace where you were enrolled in coverage.
To report a suspected error on your Form 1095-A, please call Get Covered New Jersey right away at 1-833-677-1010. Get Covered New Jersey will review your coverage records and send you a corrected Form 1095-A if needed. Call if you think your Form 1095-A has:
If you received a Form 1095-A with the "CORRECTED" box checked at the top, it generally means that you previously received a Form 1095-A containing one or more errors. Visit Corrected, Incorrect or Voided Forms 1095-A for information.
To avoid having to repay advance premium tax credits, you should do the following:
If you or a member of your household were enrolled in Medicaid, Children’s Health Insurance Program (CHIP), or NJ FamilyCare at some point in the coverage year, you should receive Form 1095-B from the State of New Jersey. If you were enrolled in other types of coverage - such as a catastrophic plan, Medicare Parts A or C, TRICARE, benefits from the Department of Veteran Affairs, or certain employer-sponsored health insurance – you may receive Form 1095-B or Form 1095-C from other sources.
Get Covered New Jersey only provides Form 1095-A and does not provide Form 1095-B “Health Coverage” or Form 1095-C “Employer-Provided Health Insurance Offer and Coverage”.
Form 1095-B is sent to individuals to report other minimum essential coverage that includes government-sponsored programs such as Medicaid/CHIP/Medicare, individual market plans, and other coverage the U.S. Department of Health and Human Services designates as minimum essential coverage.
Form 1095-C is furnished to any employee of an Applicable Large Employers (ALE) who is a full-time employee for one or more months of the calendar year.
No. You will not receive a Form 1095-A for a catastrophic plan purchased through Get Covered New Jersey because these plans are not eligible for the premium tax credit.
You may receive a Form 1095-B (titled “Health Coverage”) for catastrophic coverage directly from the health insurance company (see prior question for more information on the 1095-B).
While Get Covered New Jersey can help you with certain issues related to Form 1095-A, you may have additional questions, particularly about how the form affects your taxes. Additional resources to help you can be found at the following pages:
Get Covered New Jersey does not provide tax advice. You can share this information with your tax preparer if you have one. Many people can get free help to fill out their taxes. Visit IRS.gov/Individuals/Free-Tax-Return-Preparation-for-You-by-Volunteers to learn more.
The New Jersey Easy Enrollment Health Insurance Program makes it easier for residents to obtain quality, affordable health insurance through Get Covered New Jersey (www.getcovered.nj.gov), the state’s Official Health Insurance Marketplace. Through this program, uninsured and underinsured residents (those without Minimum Essential Coverage) can indicate their interest in coverage for themselves or a household member when completing their tax return, which will be shared with the New Jersey Department of Banking and Insurance.
Consumers have the option to indicate they are interested in learning if their household qualifies for affordable health insurance coverage for themselves or members of their tax household who are uninsured by completing and submitting the NJ-EZ Enroll Form Easy Enrollment Health Insurance with their New Jersey State Tax return. This form is available for those who e-file and those who file paper returns. Consumers will need to select ‘Yes’ (on Step 3 of the paper form) for “I want GetCoveredNJ to use the information in this return and available data from other relevant sources to see if my household would qualify for affordable health coverage.” The Division of Taxation will send the tax filer’s information to GetCoveredNJ upon submission of the form with the New Jersey State Tax return.
Upon receipt of the information from the Division of Taxation, GetCoveredNJ creates a pre-filled application for the consumer. If the individual has an existing account, GetCoveredNJ sends an invitation notice based on the preferred method of communication (email or postal mail). If the consumer does not have an existing account, GetCoveredNJ creates an account and sends an invitation notice with an access code to the consumer based on their preferred method of communication.
If you have an active GetCoveredNJ account, you will receive an invitation notice from GetCoveredNJ with instructions on how to log in to your account. After logging in to your GetCoveredNJ account, you can complete your pre-filled application to determine your eligibility for financial help, shop for plans, and enroll in coverage.
Use the following step-by-step guide to:
If an account was created for you or you have an inactive account with GetCoveredNJ, you will receive an invitation notice with an Access Code from GetCoveredNJ that you will use to claim your GetCoveredNJ account. After claiming your GetCoveredNJ account, you can complete your pre-filled application to determine your eligibility for financial help, shop for plans, and enroll in coverage.
Use the following step-by-step guide to:
